Insurance Disclosures

Insurance products and annuities offered through CSB Insurance Agency are:

  • NOT A DEPOSIT
  • NOT FDIC-INSURED
  • NOT INSURED BY ANY
  • FEDERAL GOVERNMENT AGENCY
  • NOT GUARANTEED BY THE INSTITUTION
  • MAY GO DOWN IN VALUE

Insurance Products Are Not Bank Deposits

Insurance products and annuities offered through CSB Insurance Agency are not deposits or other obligations of, or guaranteed by, the financial institution or any affiliate of the financial institution.

Insurance products and annuities are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States. Certain insurance products and annuities involve investment risk, including the possible loss of value.

Credit and Insurance Disclosure

CSB Insurance Agency and its affiliated financial institution may not condition an extension of credit on either: A consumer’s purchase of an insurance product or annuity from the institution or any of its affiliates, or A consumer’s agreement not to obtain an insurance product or annuity from an unaffiliated entity.


Third-Party Insurance Carriers

Insurance products are offered through third-party insurance carriers. Coverage availability, underwriting decisions, policy terms, conditions, and exclusions are determined by the issuing insurance company.
Informational Purposes Only
The information contained on this website is provided for general informational purposes only and should not be considered legal, financial, or insurance advice. Coverage descriptions are summaries only. Please refer to the applicable insurance policy and carrier documentation for complete terms, conditions, limitations, and exclusions.


Electronic Communications

Where permitted by law, disclosures may be provided electronically in accordance with applicable federal regulations. Consumers may retain or print electronic disclosures for their records.


Contact Us

If you have questions regarding these disclosures or any insurance product offered through CSB Insurance Agency, please contact our office directly through CSB Insurance Agency.

218 S.Exchange St., Galva IL 61434

142 W Main St, Bradford, IL 61421